Managing money has never been as simple and fast as it is today. With just a few taps on your smartphone screen, you can pay bills, save money, invest in stocks, or even purchase insurance. All of these conveniences fall under the concept of Financial Technology (Fintech). This is not only a revolution in services but also one of the most promising fields, attracting strong interest from young people in the digital era. So, what is Financial Technology? What will you study, and where can you work after graduation? Let’s explore this major in more detail with Dong A University of Technology through the article below.
What is Financial Technology (Fintech)?
Financial Technology (Fintech) is the combination of “Financial” and “Technology.” Simply put, it refers to the use of technology to improve, automate, and optimize traditional financial services. Instead of relying on manual processes and physical transaction offices, Fintech leverages the power of artificial intelligence, big data, and blockchain to deliver higher efficiency and lower costs for both businesses and consumers.
The Financial Technology major is not limited to banking applications or e-wallets. It covers a broad ecosystem including peer-to-peer lending, insurtech, asset management, and digital assets. This diversity makes Fintech a dynamic field that continuously innovates and constantly creates new consumer trends.
What will students majoring in Financial Technology study?
To become high-quality professionals in this field, students need to equip themselves with a unique “hybrid” foundation that combines economics and engineering. The Financial Technology curriculum is typically designed to balance these two elements.
Foundations in economics and finance
Before applying technology, students must clearly understand how money flows operate. Core subjects such as Monetary Finance, Banking Management, Securities Markets, and International Financial Law provide learners with an overall view of the global financial system. This serves as a crucial framework to ensure that future technological solutions are developed in compliance with regulations and market needs.
Knowledge of modern technologies
This is the very soul of the Financial Technology major. Students will be exposed to cutting-edge technologies, including:
Data Science and Big Data: How to collect, analyze, and process millions of user data points to make accurate financial decisions.
Artificial Intelligence (AI) and Machine Learning: Applications for automated credit scoring, transaction fraud detection, or developing financial advisory chatbots.
Blockchain and Cryptocurrencies: Understanding decentralized ledger technology, information security, and how digital assets operate.
Cybersecurity: Ensuring absolute safety for online financial transactions.
Supporting skills and problem-solving mindset
In addition to professional knowledge, Financial Technology students are also trained in soft skills such as product design thinking, negotiation skills, and specialized English. These skills help students work effectively in international environments and better understand user experience to create the most user-friendly financial applications.
Career opportunities: Where can you work after graduating in Financial Technology?
The strong digital transformation demand of financial institutions has created a highly open job market. Graduates majoring in Fintech can take on various roles across diverse working environments.
Working at banks and financial institutions
Most commercial banks today are transforming into digital banks. They need Fintech professionals to operate mobile banking systems, develop cashless payment services, or manage automated investment portfolios. Securities companies and traditional insurance firms are also actively seeking Fintech talent to modernize their business processes.
Joining startups and professional Fintech companies
This is a dynamic and challenging working environment for those who enjoy innovation. You can work at e-wallet companies such as MoMo, VNPay, digital asset exchanges, or startups in insurtech and online lending. Here, you will have the opportunity to directly participate in building products from the very first stages.
Typical job positions
– Financial Data Analyst: Transform raw numbers into valuable insights to help businesses develop effective strategies.
– Financial Technology Product Manager: The bridge between technology and business to create comprehensive financial applications.
– Digital Financial Solutions Consultant: Supporting businesses in applying technology to cash flow management and payments.
– Financial Security Specialist: Protecting systems against cyberattacks and data breaches.
Why choose Financial Technology at Dong A University of Technology?
Choosing a practice-oriented university like Dong A University of Technology will be a perfect stepping stone for entering the industry. With the philosophy of “Learning goes hand in hand with practice,” EAUT students not only gain access to internationally updated curricula but also have early opportunities to intern directly at major corporate partners.
A modern learning environment combined with real-world projects helps students build confidence and sharpen their thinking. This ensures that upon graduation, students are fully equipped with the experience needed to meet the stringent requirements of leading employers both domestically and internationally.
See more: EAUT FINANCIAL TECHNOLOGY MAJOR
Financial Technology is the key to unlocking the future of the digital economy. The combination of sharp financial thinking and advanced technological capabilities will help you become indispensable talent in the labor market. If you are passionate about innovation and want to stand at the forefront of global change, Financial Technology is certainly a promising career path for you.
Dong A University of Technology
Phan Tay Nhac Street, Xuan Phuong Ward, Hanoi.
Hotline: 0243.555.2008 or 024.2236.5888
Email: tuyensinh@eaut.edu.vn
Fanpage: https://www.facebook.com/dhcnDongA/